Comparing Homeowners Insurance Quotes

It is easy to get tunnel vision when looking for homeowners insurance quotes. Sometimes, in the midst of many quotes and hours spent looking for policies, shoppers can resort to simply narrowing their selection down to price and choosing the cheapest quote rather than considering the actual value of the policies they are considering buying compared to all the other policies they have looked at. But doing so isn’t the best way to make sure you are getting the best and most affordable policy to actually fit the individual needs of your home and your family. Instead you must evaluate all aspects of the policy, from coverage to deductibles, and the cost in order to get the best deal. Here is a list of items you should review before you commit.

Call us at 877-430-0092 for a comprehensive Denver homeowners insurance quote.

How much insurance do I need on my home?

It is estimated that about 60 percent of American homes are underinsured by an average of 22 percent. Your home is probably your largest single investment, so insuring it adequately is an important part of maintaining your financial independence.

You should have an amount of insurance that is sufficient to rebuild your home in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. The amount of insurance should cover the cost of rebuilding your home at current construction costs, not including the value of the land. Don’t think about the price you paid for your home or the appraised value. The cost of rebuilding could be more or less than the price you paid or could sell it for today.

For more about Denver Homeowners Insurance, head over to Premier Group Insurance and read the rest of this article.

Denver Homeowners Insurance

At Premier Group Insurance we specialize in Denver Homeowners Insurance as well as auto & business insurance in Denver, Lakewood, Aurora & surrounding areas.

We are in our third decade of being in business and we have more than 80 locations in Colorado and the West. We have an experienced, professional and courteous staff with over 80 experience combined. Our bilingual staff has provided fast and friendly service at the beginning and at renewals to thousands of happy customers.

Mission Statement

We will provide our clients with quality insurance products at affordable rates based upon a foundation of integrity and value.

We will provide the highest level of customer service and strive for perfection with everything that we do.

We will protect people from the unforeseen risks of everyday life, help recover from it and fulfill their dreams.